中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.030 (+0.471%) 沽空 $4.05亿; 比率 19.470% │0.5倍│5.7厘建行(00939.HK) +0.060 (+0.770%) 沽空 $6.03亿; 比率 20.763% │0.5倍│5.8厘中行(03988.HK) +0.060 (+1.307%) 沽空 $3.34亿; 比率 23.164% │0.4倍│5.7厘农行(01288.HK) +0.020 (+0.385%) 沽空 $1.80亿; 比率 32.807% │0.6倍│5.1厘交行(03328.HK) +0.090 (+1.347%) 沽空 $6.07千万; 比率 25.759% │0.4倍│5.7厘邮储银行(01658.HK) +0.040 (+0.826%) 沽空 $8.23千万; 比率 37.719% │0.5倍│4.7厘招行(03968.HK) +0.620 (+1.314%) 沽空 $2.26亿; 比率 30.022% │1倍│4.4厘光大银行(06818.HK) +0.010 (+0.317%) 沽空 $1.15千万; 比率 15.396% │0.4倍│5.6厘民生银行(01988.HK) +0.020 (+0.542%) 沽空 $1.20千万; 比率 15.697% │0.3倍│5.2厘浙商银行(02016.HK) +0.020 (+0.794%) 沽空 $2.62百万; 比率 8.015% │0.3倍│6.3厘重农行(03618.HK) +0.070 (+1.108%) 沽空 $1.43千万; 比率 11.329% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-23 16:25。)